Aegis Security: Specialists in Dwelling Fire Insurance

Purchasing real estate has long been a part of the American dream, and at Aegis Security we understand the hard work it takes in making one’s dream a reality. We provide the kind of protection needed to safeguard that hard work, offering comprehensive and secure insurance coverage in the event of a loss.

Our Dwelling Fire insurance product is specifically designed for:

Program Highlights:

  • Dwellings – Lower Valued, Well-Maintained Homes
  • Occupancies – Owner, Seasonal, Rental
  • Value – Up to $300,000 TIV, depending on geography
  • Valuation – Market value/purchase price to determine Coverage A
  • Protection Class – All are acceptable
  • Age of Home – All are acceptable (with a focus on homes 10+ years old)
  • Prior Claims – One prior loss will not make the risk ineligible
  • Animal Injury Liability – All dog breeds are acceptable in most states
  • Limited Burglary – in some states

Whether a homeowner lives in his or her home year-round, rents it out, or leases a house on a seasonal basis, we can provide an insurance solution to address the various exposures that come with each type of risk.

Coverage is available on an admitted basis.

Available Coverages

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Damage by Aircraft or Vehicle
  • Smoke
  • Volcanic Eruption
  • Vandalism or Malicious Mischief

Property coverages respond to the dwelling, unattached structures and personal property. In addition, rental value and additional living expenses are available if a loss renders the property uninhabitable for a period of time. Other additional coverages include: fire department service charge, the cost to remove property from the property if it’s a threat and debris removal among others.

Our Seasoned Staff of Adjusters

When insuring a dwelling with Aegis Security, you also have the benefit of working with professionally trained adjusters who have the tools and technology needed to facilitate the claims process to a fair resolution. We take our claims very seriously, understanding how important it is to get owners back in their homes and settled, especially in the event of a catastrophic loss. We’re on the ground when a disaster strikes and equipped to settle claims immediately.

Behind the Shield of Aegis Security

Our unique underwriting methods and superior claims service have contributed to Aegis receiving an “A” rating from A.M. Best. The Aegis experience begins with an underwriting team selectively choosing risks that demonstrate above-average pride of ownership and applicants who practice sound financial responsibility. Our level of service stands out when a claim occurs as our dedicated Catastrophe Team works tirelessly to help our customers recover what they’ve lost. Boasting Haag-certified roofing experts and on-site adjusters with check writing authority, the Aegis Claims Team truly sets an impressive standard.

Our Dwelling insurance program is supported by a staff with tenure in the industry that understands the unique underwriting required in delivering broad coverage on a competitive basis. To learn more about our products, contact us at (855) 790-0550.