Aegis Security: Specialists in Dwelling Fire Insurance
Purchasing real estate has long been a part of the American dream, and at Aegis Security we understand the hard work it takes in making one’s dream a reality. We provide the kind of protection needed to safeguard that hard work, offering comprehensive and secure insurance coverage in the event of a loss.
Our Dwelling Fire insurance product is specifically designed for:
- Dwellings – Lower Valued, Well-Maintained Homes
- Occupancies – Owner, Seasonal, Rental
- Value – Up to $300,000 TIV, depending on geography
- Valuation – Market value/purchase price to determine Coverage A
- Protection Class – All are acceptable
- Age of Home – All are acceptable (with a focus on homes 10+ years old)
- Prior Claims – One prior loss will not make the risk ineligible
- Animal Injury Liability – All dog breeds are acceptable in most states
- Limited Burglary – in some states
Whether a homeowner lives in his or her home year-round, rents it out, or leases a house on a seasonal basis, we can provide an insurance solution to address the various exposures that come with each type of risk.
Coverage is available on an admitted basis.
- Fire or Lightning
- Windstorm or Hail
- Riot or Civil Commotion
- Damage by Aircraft or Vehicle
- Volcanic Eruption
- Vandalism or Malicious Mischief
Property coverages respond to the dwelling, unattached structures and personal property. In addition, rental value and additional living expenses are available if a loss renders the property uninhabitable for a period of time. Other additional coverages include: fire department service charge, the cost to remove property from the property if it’s a threat and debris removal among others.
Our Seasoned Staff of Adjusters
When insuring a dwelling with Aegis Security, you also have the benefit of working with professionally trained adjusters who have the tools and technology needed to facilitate the claims process to a fair resolution. We take our claims very seriously, understanding how important it is to get owners back in their homes and settled, especially in the event of a catastrophic loss. We’re on the ground when a disaster strikes and equipped to settle claims immediately.
Behind the Shield of Aegis Security
Our unique underwriting methods and superior claims service have contributed to Aegis receiving an “A- (excellent)” rating from A.M. Best. The Aegis experience begins with an underwriting team selectively choosing risks that demonstrate above-average pride of ownership and applicants who practice sound financial responsibility. Our level of service stands out when a claim occurs as our dedicated Catastrophe Team works tirelessly to help our customers recover what they’ve lost. Boasting Haag-certified roofing experts and on-site adjusters with check writing authority, the Aegis Claims Team truly sets an impressive standard.
Our Dwelling insurance program is supported by a staff with tenure in the industry that understands the unique underwriting required in delivering broad coverage on a competitive basis. To learn more about our products, contact us at (800) 233-2160.