Aegis Security: Specialists in Manufactured Home Insurance
Aegis Security provides coverage for mobile, manufactured and modular homes to protect not only the roof over an insured’s head and everything inside but also the liability risks they face. For nearly 40 years, Aegis has specialized in Manufactured Home insurance in key areas of the country, bringing experience and stability to the programs we provide. The Aegis product focuses on protecting customers from perils common to the Manufactured Home. We pride ourselves on offering our customers an insurance policy and not a maintenance policy. For this reason, you will not find unnecessary and cost-prohibitive add-on coverages in an insurance policy from Aegis.
Our Manufactured Home insurance product is tailored for:
- Occupancies – Owner, Seasonal, Rental, Tenant
- Value – Up to $250,000 TIV ($400,000 in CA), depending on geography
- Rental Units – Up to 8 per policy
- Seasonal Units – Including Park Model or other Travel Trailer units if permanently sited
- Protection Class – All are acceptable
- Age of Home – All are acceptable (with a focus on homes 10+ years old)
- Location – In a park or on privately owned land
- Replacement Cost – available on owner-occupied homes 15 years old and newer
- Animal Injury Liability – All dog breeds are acceptable in most states
Our Manufactured Home program is written on an Open Peril basis, subject to certain limitations and exclusions (tenant’s coverage is available for Named Perils only).
Our Catastrophe Team (CAT Team)
At Aegis Security, we recognize the importance of having a catastrophe team ready to respond as soon as possible to the claims and needs of our insureds. We also recognize the need to employ onsite claims adjusting by an experienced group of preferred adjusters throughout the country to be able to hit the ground running when claims occur in their specific geographical area. This helps us mitigate losses and resolve claims efficiently and effectively.
Behind the Shield of Aegis Security
Our unique underwriting methods and superior claims service have contributed to Aegis receiving an “A- (excellent)” rating from A.M. Best. The Aegis experience begins with an underwriting team selectively choosing risks that demonstrate above-average pride of ownership and applicants who practice sound financial responsibility. Our level of service stands out when a claim occurs as our dedicated Catastrophe Team works tirelessly to help our customers recover what they’ve lost. Boasting Haag-certified roofing experts and on-site adjusters with check writing authority, the Aegis Claims Team truly sets an impressive standard.
Our Manufactured Home insurance program is supported by a staff with tenure in the industry that understands the unique underwriting required in delivering broad coverage on a competitive basis. To learn more about our products, contact us at (800) 233-2160.