Aegis Security:
Tap into our Specialty Homeowners Insurance Coverage

From the day we first opened our doors, Aegis has held the philosophy that property owners in the affordable housing market deserve a fair price for their insurance coverage. Designing innovative insurance products to accommodate this market is what makes Aegis unique. The Aegis Homeowner product focuses on protecting customers that standard markets typically will not consider. This product is for risks that may have sustained one or two minor losses or could have an aging roof. Some applicants own a dog breed that would otherwise deem the entire risk ineligible. Aegis offers special limitations or exclusions to reduce these exposures while maintaining a risk’s eligibility.

Program Highlights:

  • Occupancies – Owner & Seasonal
  • Value – Up to $300,000 TIV, depending on geography
  • Valuation – Market value/purchase price is used in determining Coverage A
  • Protection Class – All are acceptable
  • Age of Home – All are acceptable (with a focus on homes 10+ years old)
  • Prior Claims – One prior loss will not make the risk ineligible
  • Animal Injury Liability – All dog breeds are acceptable in most states

Available Coverages

Our Specialty Homeowners insurance program includes the following key coverages:

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Damage by Aircraft or Vehicle
  • Smoke
  • Vandalism & Malicious Mischief
  • Burglary
  • Glass Breakage
  • Personal Liability including medical payments to others
  • And Much More

Property coverages respond to the dwelling, unattached structures and personal property. In addition, rental value and additional living expenses are available if a loss renders the property uninhabitable for a period of time. Other additional coverages include: fire department service charge, the cost to remove property from the property if it is a threat and debris removal among others.

Excellent Claims Service

Our experience and knowledge of the Dwelling industry guarantees that insureds will receive prompt, personal and professional service when a loss occurs.

Behind the Shield of Aegis Security

Our unique underwriting methods and superior claims service have contributed to Aegis receiving an “A- (Excellent)” rating from A.M. Best. The Aegis experience begins with an underwriting team selectively choosing risks that demonstrate above-average pride of ownership and applicants who practice sound financial responsibility. Our level of service stands out when a claim occurs as our dedicated Catastrophe Team works tirelessly to help our customers recover what they’ve lost. Boasting Haag-certified roofing experts and on-site adjusters with check writing authority, the Aegis Claims Team truly sets an impressive standard.


Our Specialty Homeowners insurance product is supported by a staff with tenure in the industry that understands the unique underwriting required in delivering broad coverage on a competitive basis. To learn more about our products, contact us at (800) 233-2160.