Preventing Holiday Fires
Posted on: November 29, 2016 by Aegis Security Insurance
The holiday season has officially arrived and while plenty of festivities and celebrations are to be had, taking extra precautions to prevent house fires should be at the forefront of homeowners’ minds. With plenty of additional risks from candles, holiday trees, and cooking, the threat of house fires during the holidays are significantly higher. In fact, the U.S. Fire Administration (USFA) reports more than double the number of open-flame fires on Christmas Day than on an average day, and about twice as many on New Year’s Day; and when those fires occur, they do more damage: Property loss during a holiday fire is 34% greater than in an average fire, and the number of fatalities per thousand fires is nearly 70% higher. Therefore, take the following precautions and secure the home with a custom tailored Dwelling Fire Insurance Program.
This is the number one cause of dwelling fires during the holidays. Never leave food unattended on the stove- bring a potholder as a reminder to go check on the items, if necessary. Next, ensure smoke detectors are working prior to cooking and deep fry turkeys outside at least 10 feet from the home on a level surface.
Never leave burning candles unattended and consider covering them with hurricane vases. Before turning in for the evening, do a walk-through of each room to make sure no candles are left burning.
Christmas trees are highly flammable. When picking one out, find one that is fresh with needles intact. Next, be sure to water it daily as a well-hydrated tree is almost impossible to ignite. Further, set up the tree at least four feet from any heat or fire sources.
Inspect light strings, and throw out any with frayed or cracked wires or broken sockets. When decorating, don’t run more than three strings of lights end to end. Extension cords should be in good condition and UL-rated for indoor or outdoor use. Check outdoor receptacles to make sure the ground fault interrupters don’t trip, says House Logic.
Has the flue cleaned prior to lighting the first fire of the season to ensure no flammable creosote has built up on the chimney walls? The screen in the fire to prevent stray embers from igniting nearby carpet and never use flammable liquids to start a fire!
Whether you are looking for property coverage for their primary residences, or rental properties, our dwelling fire insurance policies can be written to meet the specific needs of your client. Aegis Security is dedicated to serving and meeting the property and casualty insurance needs of hard-to-place and specialty homeowners markets. To learn more about our operation and offerings, contact us today (855) 790-0550.