Tips for Protecting Your Aging Roof Against Winter Weather

Posted on: December 17, 2015 by Aegis Security Insurance

As winter is rapidly approaching, snowfall is inevitable in most areas of the country. While snow-covered roofs may be a beautiful sight, it creates quite a heavy load. According to Marshall Building and Remodeling, 20 inches of snow equals approximately 5.5 tons, which roofs must sustain all winter long. In order to secure the roof and ensure it withstands the elements, inquire about a Specialty Homeowners Insurance Program to cover the potential damages.

Age

If the roof is older than 20 years, it may be time to consider getting a new one. Older roofs are more likely to have issues and succumb to harsh winter weather.

Gaps, Stains & Leaks

Beware of any stains that creep into the ceiling as this could indicate the roof is damaged. If sun is visible through slats in the roof, the roofing boards should be replaced immediately as they are likely rotting and deteriorating. Similarly, any leaks from the roof should be addressed in order to secure it against the coming winter storms.

Shingle Granules

Check gutters for remnants of shingles as this means the roof is slowly wearing away. If the granules that protect the shingles are coming off, contact a roof inspector to analyze the severity of damage. Further, curling shingles are also a clear sign that they are deteriorating and should be replaced.

Sagging

This means the roof is in bad condition and can easily collapse under heavy snowfall. If this is the case, a roofer should be contacted immediately to prevent even more damage.

Sheathing Issues

Identify if the connection between the rafters and the shingles is in poor condition. If the undersides are marred with stains and moisture, this indicates that the roof is not sturdy anymore.

At Aegis Security Insurance Company, we offer specialized coverages to protect the homes with special circumstances; including those with older roofing. Our product focuses on protecting customers in otherwise hard to place markets. For more information, contact our experts today at (855) 790-0550.

 

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Posted in: blog Specialty Home Insurance